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Water Damage & Mold Remediation in Davie, FL

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Updated November 6, 2026. Local figures from FEMA and NOAA data, with sources below.

Air movers and a dehumidifier drying a Florida living room after water damage

Davie water and flood risk by the numbers

Davie water and flood risk by the numbers. Flood claim figures cover the Town of Davie flood insurance community.
Flood insurance claims filed since 19791,367[1]
Total paid on those claims (nominal dollars)$6.3 million[1]
Claims filed since 2015281[1]
Average payout per paid claim$10,618[1]
Share of claims from outside FEMA high-risk flood zones32.4%[1]
Broward County homes in a FEMA high-risk flood zone18.9% (123,414 of 652,397)[2]
Broward County homes with NFIP flood insurance19.2%[2]
Federal major disaster declarations covering Broward County since 200015[3]
Average annual rainfall (Ft Lauderdale Hollywood Airport)61.0 inches[4]
Days per year with 0.1 inch or more of rain82[4]

Want the full statewide table? See Florida flood claims by city.

What the data says for Davie homeowners

The average paid flood claim in Davie is $10,618, about 17% of the statewide average of $61,615[1]. 21% of Davie's claims were filed in 2015 or later, versus 44.9% statewide.

Flood claims history

FEMA records show 1,367 National Flood Insurance Program claims filed in Davie since 1979, with $6.3 million paid out[1]. The events behind the most claims were Hurricane Irene and Hurricane Wilma.

Flood zones

Being outside a mapped flood zone is not protection in Davie. 32.4% of local flood claims with a recorded zone came from properties outside FEMA's high-risk areas[1], compared with 12.1% statewide. Standard homeowners policies generally do not cover flood damage, so these owners needed a separate flood policy to be paid.

Flood insurance gap

Only 19.2% of homes in Broward County carry NFIP flood insurance[2]. Inside the high-risk flood zone, 76.1% are insured[2]. Uninsured flood damage is paid out of pocket, which makes fast drying to limit the damage even more important.

Rain and humidity

Davie averages 61 inches of rain a year, with 0.1 inch or more of rain on about 82 days and 23 inches falling in June through August alone[4]. Warm, wet conditions like these are why wet drywall, carpet pad and cabinets need to be dried quickly after any leak.

Disaster history

Broward County has been included in 15 federal major disaster declarations since 2000[3], including Hurricane Milton (2024), Hurricane Nicole (2022), Hurricane Ian (2022), Hurricane Dorian (2019).

What to do right now

  1. Stay away from wet electrical equipment; if reaching the breaker means walking through water, call an electrician[7][8].
  2. Stop the source, then photograph everything and keep receipts[9].
  3. Start drying within 24 to 48 hours[10]. Full step-by-step guide.
Homeowner photographing water-damaged wood flooring for an insurance claim
Photograph the damage before anything is moved.

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Davie flood claims in detail

Where in Davie the claims are

ZIP code 33325 has the most flood insurance claims in Davie's FEMA records: 346 claims and $2.0 million paid[1].

ZIP codeClaimsPaid
33325346$2.0 million
33314303$1.8 million
33328254$730,657
33330121$671,366
3332492$104,825
3333190$137,070
3302455$66,455
3331743$112,584

The storms behind Davie's flood claims

Event (FEMA label)ClaimsPaid
Hurricane Irene414$1.4 million
Hurricane Wilma166$198,196
Hurricane Eta75$829,234
Hurricane Irma59$538,386
April Florida Flooding31$1.1 million
Hurricane Isaac22$24,812

Hurricane Irene produced the most claims in Davie[1]. 525 claims (38%) are not linked to a named storm or designated flood event in FEMA's records, a reminder that heavy rain and high tides cause flood damage too.

Worst years

The years with the most Davie flood claims were 1999: 455 claims ($1.6 million); 2005: 200 claims ($221,621); 2017: 103 claims ($1.2 million); 2020: 93 claims ($1.2 million)[1].

Flood zone mix

Of 306 Davie claims with a recorded flood zone: 68% in zone A (high risk), 32% in zone X/B/C (moderate to low risk)[1].

Davie compared with nearby cities

CityClaims (all years)Since 2015Avg paid claimOutside high-risk zone
Davie1,367281$10,61832.4%
Plantation1,456222$7,87050.8%
Pembroke Pines1,738217$8,22876.4%
Fort Lauderdale5,6223,296$53,65210.9%
Miramar1,790198$5,64544.7%
Hollywood4,1321,330$24,9949.6%

Source: FEMA NFIP claims[1].

Florida rules in brief

Areas served

Calls from Davie are connected with independent providers serving Broward County. ZIP codes include: 33024, 33314, 33317, 33324, 33325, 33328, 33330, 33331[19].

Nearby: Plantation, Pembroke Pines, Fort Lauderdale, Miramar, Hollywood, Miami Gardens.

Davie water damage and mold questions

How many flood insurance claims have been filed in Davie?

1,367 since 1979, 281 of them since 2015, with $6.3 million paid in nominal dollars[1]. The average paid flood claim in Davie is $10,618, about 17% of the statewide average of $61,615[1]. 21% of Davie's claims were filed in 2015 or later, versus 44.9% statewide.

Which Davie ZIP code has the most flood claims?

33325, with 346 claims and $2.0 million paid, followed by 33314 with 303 claims[1].

Which storm caused the most flood claims in Davie?

Hurricane Irene, with 414 claims in FEMA's records[1]. It was also the costliest, at $1.4 million paid.

Can a Davie home flood outside a flood zone?

Yes. 18.9% of Broward County homes are in a FEMA high-risk flood zone[2], but 32.4% of Davie claims with a recorded zone came from outside high-risk areas[1]. Most homeowners insurance does not cover flood[5], and new NFIP policies usually have a 30-day wait[6].

How much rain does Davie get?

About 61 inches a year at Ft Lauderdale Hollywood Airport, with 23 inches in June through August and about 82 days with 0.1 inch or more[4].

Sources

Every figure on this page links to its source. Statutes are from the 2026 Florida Statutes. FEMA and NOAA figures were downloaded on 6 November 2026.

  1. FIMA NFIP Redacted Claims dataset, Florida records (analysis by RestoreNow USA). FEMA OpenFEMA. https://www.fema.gov/openfema-data-page/fima-nfip-redacted-claims-v2 Downloaded 6 Nov 2026. Dollar amounts are nominal (not adjusted for inflation).
  2. NFIP Residential Penetration Rates. FEMA OpenFEMA. https://www.fema.gov/openfema-data-page/nfip-residential-penetration-rates-v1 Data as of 2026-08-03.
  3. Disaster Declarations Summaries. FEMA OpenFEMA. https://www.fema.gov/openfema-data-page/disaster-declarations-summaries-v2
  4. U.S. Climate Normals 1991-2020, annual and seasonal. NOAA National Centers for Environmental Information. https://www.ncei.noaa.gov/products/land-based-station/us-climate-normals
  5. FloodSmart.gov home page. FEMA, National Flood Insurance Program (FloodSmart.gov). https://www.floodsmart.gov/ Accessed 6 Nov 2026.
  6. Buy a Flood Insurance Policy. FEMA, National Flood Insurance Program (FloodSmart.gov). https://www.floodsmart.gov/get-insured/buy-a-policy Accessed 6 Nov 2026.
  7. Hurricanes. Ready.gov (FEMA). https://www.ready.gov/hurricanes Accessed 6 Nov 2026.
  8. Safety Guidelines: Reentering Your Flooded Home. U.S. Centers for Disease Control and Prevention. https://www.cdc.gov/floods/safety/reentering-your-flooded-home-safety.html Accessed 6 Nov 2026.
  9. Section 627.7142, 2026 Florida Statutes. The Florida Senate (Florida Statutes). https://www.flsenate.gov/Laws/Statutes/2026/627.7142 Accessed 6 Nov 2026.
  10. A Brief Guide to Mold, Moisture and Your Home. U.S. Environmental Protection Agency. https://www.epa.gov/mold/brief-guide-mold-moisture-and-your-home Accessed 6 Nov 2026.
  11. Section 627.70132, 2026 Florida Statutes. The Florida Senate (Florida Statutes). https://www.flsenate.gov/Laws/Statutes/2026/627.70132 Accessed 6 Nov 2026.
  12. Section 468.8411, 2026 Florida Statutes. The Florida Senate (Florida Statutes). https://www.flsenate.gov/Laws/Statutes/2026/468.8411 Accessed 6 Nov 2026.
  13. Mold-Related Services: FAQs. Florida Department of Business and Professional Regulation. https://www2.myfloridalicense.com/mold-related-services/faqs/ Accessed 6 Nov 2026.
  14. Mold-Related Services. Florida Department of Business and Professional Regulation. https://www2.myfloridalicense.com/mold-related-services/ Accessed 6 Nov 2026.
  15. Mold removal cost. HomeGuide. https://homeguide.com/costs/mold-removal-cost Accessed 6 Nov 2026.
  16. Mold Remediation Cost Guide: What to Know + How Much You'll Pay. Bob Vila. https://www.bobvila.com/articles/mold-remediation-cost/ Accessed 6 Nov 2026.
  17. How Much Does Water Damage Restoration Cost?. HomeAdvisor. https://www.homeadvisor.com/cost/disaster-recovery/repair-water-damage/ Accessed 6 Nov 2026.
  18. How Much Does Water Damage Restoration Cost?. Bob Vila. https://www.bobvila.com/articles/water-damage-restoration-cost/ Accessed 6 Nov 2026.
  19. US postal codes. GeoNames (CC BY 4.0). https://download.geonames.org/export/zip/
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